How to secure your rents and avoid non-payment in the Pays de Gex
The fear of unpaid rent is one of the main obstacles for landlords. However, with the right steps, it is quite possible to rent your property with complete peace of mind. Here are our practical tips to secure your rental income and reduce the risk of non-payment.
Taking care of the tenant's choice
The first step to limit non-payment is to take particular care in the selection of the tenant. Several elements must be checked:
Beyond the supporting documents, a direct exchange with the candidate often allows you to better assess his or her reliability.
- Professional stability : give preference to tenants with permanent contracts or with regular resources.
- The level of income : it should ideally represent 2.5 to 3 times the amount of the rent including charges.
- The seriousness of the rental file : ask for the last three payslips, the tax notice, the employment contract and the last rent receipts.
Beyond the supporting documents, a direct exchange with the candidate often allows you to better assess his or her reliability.
Ask for solid guarantees
To strengthen your security, several additional guarantees may be required:
These protections greatly enhance your peace of mind. Please note: the GLI and a physical guarantee cannot be combined in principle, except in special cases (students, apprentices) – so it is best to choose the most suitable guarantee for your tenant.
- A physical guarantor : a solvent person who undertakes to pay the rent in the event of default by the tenant.
- The Visale guarantee : a free solution offered by Action Logement for certain profiles, which covers unpaid bills.
- Unpaid rent insurance (GLI): for a monthly fee, you are compensated in the event of non-payment.
These protections greatly enhance your peace of mind. Please note: the GLI and a physical guarantee cannot be combined in principle, except in special cases (students, apprentices) – so it is best to choose the most suitable guarantee for your tenant.
Drafting a clear and complete lease
A well-drafted rental agreement is essential to prevent disputes. It must specify:
A strong contractual framework facilitates dialogue in the event of a problem.
- the amount of rent and charges;
- payment terms;
- any penalties in the event of delay;
- the tenant's maintenance obligations.
A strong contractual framework facilitates dialogue in the event of a problem.
Set up regular monitoring
Continuous vigilance is the key to anticipating difficulties:
Swift action is essential to prevent the situation from getting bogged down.
- Systematically send rent receipts to formalize each payment.
- React at the first delay : a simple phone call is often enough to unblock the situation. If there is no response, send a reminder letter by registered mail.
Swift action is essential to prevent the situation from getting bogged down.
Entrust the management of your property to a professional
The safest solution to secure your rents is to entrust your property to a specialized agency like Rentalis. We provide:
Thanks to our expertise, you can optimise the profitability of your investment while minimising risks.
- a rigorous selection of tenants;
- monitoring payments and managing reminders;
- the subscription of unpaid rent insurance, if you wish;
- Rapid handling of any disputes.
Thanks to our expertise, you can optimise the profitability of your investment while minimising risks.
Protect your real estate investment
By applying good practices from the moment you start renting out and by surrounding yourself with competent professionals, you can rent your property with complete peace of mind. Rentalis accompanies you at every step to secure your rental income and manage your assets in the best conditions.
